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Holiday Travel insurance

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What Does Holiday Travel Insurance Cover?

Not having insurance could leave you needing to pay significant costs due to unexpected events that could occur before or during a holiday, or whilst travelling.

Holiday Travel insurance covers a wide range of circumstances, including:

  • Lost or stolen bags
  • Emergency medical expenses, such as the cost of treatment and getting you home
  • The costs of cancelling, delaying or cutting your trip short
  • Disruptions to travel or accommodation, such as delays and cancellations
  • Personal liability cover, in case you’re sued for damaging property or causing injury.

You can choose to purchase a single-trip policy to cover one trip only or an annual multi-trip policy to cover several individual trips. Standard cover can also be upgraded by way of a range of optional add-ons, including specific cover for the likes of Winter Sports, Golf Equipment and Rental Vehicle Excess Waiver.

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Straw hat next to pool Sculpture on the Facade of the Librery of Celsus Ruins: Ephesus
Holiday Travel insurance Cover Limits

Subject to the policy terms, conditions & exclusions, cover is provided up to the maximum limits outlined below:

£12 million

Medical Expenses

£25,000

Personal Accident

£25,000

Legal Costs & Expenses

£5,000

Cancellation

£2,000

Personal Possessions

£1000

Missed Departure

£500

Personal Money

£500

Passport & other Docs

£400

Baggage Delay

£400

Travel Delay

COVID-19

Covered as standard

Why Use Travell.ing For Your Holiday Travel insurance?

AA rated

Underwritten by an AA rated insurer on behalf of Great Lakes Insurance UK, a subsidiary of Munich RE.

Medical Conditions

Coverage for pre-existing medical conditions including mental health conditions, subject to medical screening.

Customer Service

Our highly experienced Customer Service team are available to help you with any questions you might have.

Claims Handling

Our claim handlers ensure our clients experience a prompt and professional service when making a claim.

Additional Cover Options

Holiday Travel insurance - Optional Add-Ons

Subject to eligibility, cover can be upgraded by way of the following optional add-ons. Terms & Conditions apply.

Gadget

This is a useful add-on, providing cover for your electronic devices, such as mobile phones, cameras, laptops, smart watches, etc. in the event of theft or accident.

Winter Sports

The Winter Sports add-on, goes above and beyond to make sure your competitive or recreational snow-filled adventures are covered! This includes your own equipment if it’s lost, stolen or damaged, hire of replacement equipment, lost lift passes, piste closures and avalanche delays.

Golf Equipment

The Golf Equipment add-on has been designed with golfers in mind, covering clubs and other equipment, and non-refundable green and tuition fees. It includes the repair or replacement of golfing equipment as a result of accidental loss, theft or damage, and even ‘hole in one’ cover!

Pet Care

Our Pet Care add-on aims to reimburse your unused kennel and/or cattery fees in the event your trip is cancelled or abandoned. It will also cover additional kennel and/or cattery fees that you may incur due to an unavoidable delay in returning home from holiday, through your death, injury, illness or public transport delays on your return journey.

Wedding & Civil Partnership

The Wedding & Civil Partnership add-on provides cover for the loss or theft of, or damage to, your ceremonial attire, gifts and rings. It covers you if your booked professional photographer is a no-show as a result of their death, injury, illness or unavoidable transport delay. It also covers you in the event your professional photos etc. are damaged, lost or stolen during your trip.

Rental Vehicle Excess Waiver

The Rental Vehicle Excess Waiver add-on, covers the excess/deposit amount that you are responsible for if your rental vehicle incurs damage to the roof, windscreen, windows or sunroof glass, the undercarriage, or each tyre that needs repair or replacement.

Business Travel

For the business traveller, a quick recovery from mishaps such as cancelled or missed flights or a lost bag, is invaluable. Our Business Travel add-on covers business equipment & money, and can even cover the cost of flying out a colleague to take over if you’re taken ill or need to head home due to the death or sudden hospitalisation of your relative or colleague.

Cruise

We’ve all heard the expression “worse things happen at sea”. Well, with the cruise industry booming again, it’s all the more important to have our Cruise add-on in place to cover you for missed port departures, cabin confinement and missed excursions. It also provides increased cover levels for personal possessions, and specific cover your formal evening wear.

Travel Destinations

Top Holiday Destinations

Statue Of Liberty, New York

USA
Pre-existing medical conditions

If you require Travel Insurance, and you or any person covered under the same policy has a pre-existing medical condition, you must carefully read and be able to comply with the Medical Declaration. If you cannot comply with the medical declaration you can discuss your situation with a Medical Screening Helpline representative who may be able to agree to cover and may charge an additional premium. This may include pre-existing medical conditions relating to close family members or business partners who could be a reason for your trip to be disrupted.

If you or any person covered under the same travel insurance policy has a Pre-existing medical condition, it is possible you may have:

  • been refused travel insurance because of a medical condition.
  • an existing policy cancelled or amended because of a medical condition.
  • been offered insurance, but your medical condition has been excluded.
  • been offered insurance with an additional premium of £100 or more due to your medical condition.

Please give us the opportunity to quote for your travel insurance. If we are unable to assist you may wish to consider contacting a specialist Travel Insurance firm that provide, or arrange, travel insurance policies that cover more serious medical conditions by following one of the following links:

MoneyHelper:
https://www.moneyhelper.org.uk/en/everyday-money/insurance/use-our-travel-insurance-directory

BIBA:
https://insurance.biba.org.uk/find-insurance?schemes_61=636#result

Travell.ing is a trading name of Virtual Insurance Products Limited.
Virtual Insurance Products Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register no: 307038.
Registered Office: The Estate Office, Shadrack, Berry Pomeroy, Totnes, Devon, TQ9 6LR.

  Travell.ing 2024